The financial and retirement planning process should not be
approached any differently for women than it is for men. An individual’s needs, goals, life stage,
risk tolerance, life expectancy, work history, age and other personal factors
should be considered when creating a financial and retirement plan.
However, as a group of women, the team at Craig Wealth
Advisors understand the unique financial and life challenges and opportunities that
women face because we are facing them ourselves.
- Women generally have longer life expectancies
than men so their nest egg needs to last longer.
- Women earn less over their lifetimes – not just
because of the “wage gap” - but because generally woman take on caretaker roles
throughout their lives: children, grandchildren, aging parents, etc. often
resulting in fewer earning years and a smaller nest egg than their male
- Women tend to be less willing than men to take
on investment risk. Often this is
because they don’t understand their investment options
We have developed financial strategies designed to address
these challenges and take advantage of opportunities when they arise.
Many of our clients are women that wear a variety of hats –
they are successful business owners, stay-at–home wives and mothers, full time
employees, primary breadwinners, single, divorced, married, widowed,
volunteers, caretakers to family members and much more. Like so many women, they are busy juggling
all the responsibilities these different hats require and there is often not
enough time to take care of their financial well-being or it is the ‘to do’
list item that keeps falling to the bottom of the list.
We are here to work alongside you to design the financial
portfolio you need and want while understanding the type of relationship you want
with your financial advisor team:
- It is important to both you and us that you
fully understand your portfolio and financial plan. With education as one of the
cornerstones of our practice, we take the time to educate through our Women and Investing workshops, Retirement School events and our Youtube channel that
focus on educating our clients on investing and financial planning.
- We communicate with our clients through
regular review meetings and check-in calls, our quarterly market report,
semi-annual newsletter and topic specific content that is tailored to your
goals, life stage and portfolio.
- The financial plans we design are personalized
to the client’s needs, goals, risk tolerance etc.
- We focus on your financial wellness by
bringing a thorough and rigorously disciplined approach to financial planning
that involves fully understanding your personal circumstances and building a
one-to-one relationship with you.
- One of the unique traits about our office is the
relationships that we develop with our clients over years of working with
them. We pride ourselves on bringing
intelligence (as evidenced by our designations: CFP®, MBA, CRPS™, FPQP™)
balanced with the human element to all our client interactions. We work to develop a trusting relationship
with each of our clients so no matter what occurs in the market or in our
client’s life circumstance; we have already learned to be comfortable and
honest with each other.
So no matter the hat (or number of hats) you wear or what
your life stage is contact us to schedule a no cost, no obligation meeting to
learn how our team will work alongside you to create and implement a financial
plan that is designed around your personal goals, family life and needs so you
can live the life you desire.