Designing a Lifetime Income Plan
Discover a fresh strategy for retirement planning:
You have worked....
Saved and invested well….
Have a tidy nest egg…
Moving from your earning years and into the retirement years, while exciting, may cause some uneasiness. Making that step into retirement means you have to create a lifetime stream of income from your nest egg to replace the wages from employment.
Uneasiness is best managed by knowing there is a plan and by understanding the process. That is why I have designed a commonsense approach to retirement planning:
The Piece by Piece™ Retirement Income Process.
Using this approach you could reach retirement and thrive during it with:
- a plan you can understand
- a relationship built on trust, and
- a refined process that is designed for your unique goals and needs
I developed my commonsense approach to retirement planning so that it replaces the financial anxiety associated with retirement with anticipation. The process begins with a meeting where I will unveil the
Piece by Piece™ Retirement Income Model in language you can understand.
Piece by Piece™ Retirement Income Model segments your nest egg, which is a combination of your investments, retirement accounts, 401k accounts, pensions, social security and annuities, into 3 pieces, each with a distinct purpose:
- Income Today A portion to create the income you require in your early retirement years - your monthly income
- Income Tomorrow A portion designed to create increased income for inflation, health care or special needs
- Flexibility Dollars A portion for unplanned expenses…those unknown things which may face us around an unforeseen corner because some things just cannot be planned for…but we can still have provisions for it.
Although the process is the same for everyone, the plan that comes out of the model in terms of the asset mix, distribution timing, etc. is personalized to each individuals' needs and goals. This is when the cornerstones of my client relationships; trust and education; are evident as
my team and I will work closely with you to manage a retirement plan that helps you have the lifestyle you desire throughout your retirement years.
By knowing there is a plan and understanding the commonsense approach upholding it; you can enjoy your retirement passions.
Email me today for a no cost no obligation meeting to learn how I will personalize my Piece by Piece™ Retirement Income Model to fit your retirement needs and goals.
Click on the links below to learn more about each of these potential income sources and strategies in retirement:
- Creating a retirement paycheck
- Social security claiming strategies
- Proper balancing of fixed income and growth
- Pension maximization strategies using life insurance
- Trusteed IRA
Please visit our
retirement microsite which provides interactive videos, calculators and education around key retirement issues.
Any information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. Investing involves risk and investors may incur a profit or a loss regardless of strategy selected.