Congratulations on reaching Step 4 of Dave Ramsey’s 7 Baby
: Invest 15% of Household Income
. We appreciate the time and resources you have put into
taking each Baby Step including finding the right SmartVestor Pro to work with
to help achieve Step 4.
My practice has grown by building trust with my clients so I
can create and implement a personalized plan for them. The best way to start a relationship built on
trust is to ask and answer questions so we can get to know each other
better. We are sure you have many questions, so here
is some information about my experience, philosophy and approach to investing
which we hope will be the start of a trusted relationship.
I have been in the financial services industry since 2000,
so I have seen my fair share of market fluctuations and what has helped my
clients survive and thrive over these years is that we have a plan in
place. I use my
Piece by Piece™ Retirement Income Model to develop a personalized plan for each client to help
them achieve their retirement goals.
When there is a plan in place, you can have increased confidence toward
achieving the goal.
As a CFP® professional, I am held to a high ethical standard
including being a fiduciary which means I must act in the best interest of my
financial planning clients or more simply stated: I am obliged to put the needs
of my clients ahead of my own. Learn
more about my CFP®
At Craig Wealth Advisors, the cornerstone to every client
trust and client education.
I consider myself as more of an educator than an advisor because I take
the time to explain investments and financial concepts in plain language anyone
can understand. I believe that an
investor should not invest in something they do not understand. My clients are fully
aware of what investments are in their portfolio and why so as market
fluctuations happen, and they will, my clients understand and can feel
confident with their plan no matter the market conditions.
As Dave Ramsey says, “Step 4 is all about building long-term
wealth.” And we could not agree more. We create a personalized plan for each
investor which will take into consideration every aspect of a client’s finances
as well as their goals, needs, wants, risk tolerance and unique situations such
as a special needs child, aging parents, health care considerations, life
expectancy etc. This
holistic approach to financial planning results in a plan that is built around the uniqueness of
each investor. We continuously monitor
your portfolio and review the plan with you on a regular basis. We want to do all that we can to ensure you
feel valued and confident.
To get to know us better and possibly answer more of your
questions, please browse our website. Then
email or call us directly to set up your no cost, no obligation meeting. We look forward to the opportunity to invest
our time to develop a trusted relationship with you and utilize our expertise
to design creative strategies to help build and preserve your wealth.
All investing involves risk and you may incur a profit or a
loss. There is no assurance that any investment strategy will be
successful. SmartVestor™ is an
advertising service for investing professionals. Advertising fees are not connected to any
commission, portfolio, service, product, or other service offered or rendered
by any SmartVestor Pros. SmartVestor Pros are subject to initial vetting by
Ramsey Solutions, and they affirm a Code of Conduct. SmartVestor Pros are not employees or agents
of Ramsey Solutions. Neither Ramsey
Solutions nor its affiliates are engaged in rendering investing or other
professional advice. Ramsey Solutions
does not receive, control, access or monitor client funds, accounts or
portfolios. Ramsey Solutions does not
warrant any services of SmartVestor Pros and makes no claim or promise of any
result or success of retaining a SmartVestor Pro. Your use of SmartVestor, including the decision
to retain the services of any SmartVestor Pro, is at your sole discretion and
risk. Any services rendered by
SmartVestor Pros you contact are solely that of the SmartVestor Pro. Raymond James Financial Services does not
endorse and is not associated with Dave Ramsey or SmartVestor program.